Case Study

We specialise in Mortgage Advice for Subcontractors paid via the Construction Industry Scheme (CIS)

Just a few of our recent success stories

We specialise in helping CIS contractors, the self-employed and independent contractors to obtain a mortgage.

If you fall into one of these groups then you may have found it challenging to get a mortgage confirmed?

Many brokers, and High Street lenders, don’t understand the CIS Scheme, so those working under these particular employment terms can find it a real battle to find a lender able to help.

That’s where we come in. find the right mortgage for your circumstances.

Our experienced mortgage advisors know the lenders, understand the CIS Scheme, and work to ensure you get the right deal possible.

Every one of our advisors has been carefully vetted: after all, we can only build a successful business if we achieve the right result for our customers.

  • We can help you get a mortgage based on your total earnings, not just your salary
  • We can help if you’ve got accounts for less than two years as a contractor
  • We can help if you’ve been self-employed for less than a year
  • We can help if you’ve not been resident in the UK for at least three years
  • We can help even if you’ve only saved a 5% deposit.

Our client case studies illustrate recent scenarios where we have been able to help clients just like you to secure their new home. It could be you next!

Caroline Is Now A Very Happy Subbie!
Caroline is a CIS Painter and Decorator, who received a mortgage offer with just a 5% deposit.

Chris’s CIS Mortgage Success Story
Chris was getting nowhere alone! When he approached us for help, he had already been declined by

Less than 3 years in the uk our advisors can help you find a mortgage
Adrian had lived in the UK for 18 months, working as a CIS carpenter.

We Say Yes To CIS

Less than 1 year self-employed

5% Deposit

Less than 3 years in the UK

High day-rate with low net profit

Becca larkin
Becca larkin
11:19 18 Oct 19
If you are thinking about using CIS mortgage, 100% do it! I can't explain how happy my partner and I are with the service. After seeing a previous mortgage adviser who told us we couldn't get a mortgage, David, within days got us a mortgage. So pleased with the outcome and it was so refreshing to speak to someone who completely understands CIS through and through. Amazing!!!read more
Ruaridh black
Ruaridh black
13:56 24 Aug 19
Went directly to a bank for a mortgage with my cis statements and they didn't even consider giving us the mortgage. Me and my wife were gutted as it was our dream home and one we could start a family in together. Thanks to David here we managed to get a mortgage and got the house we wanted! We are now expecting our our first child and in our dream home! Wouldn't have been possible to get the house/mortgage without them so very appreciative. Fast and professional and would recommend them to anyone who works under the CIS payment scheme and are self more
P. Jiten
P. Jiten
09:56 17 Aug 19
For CIS self employed people this is the best company in UK. Got mortgage in principle certificate after submitting required documents and mortgage approved in 10 days after submitting file. Hassle free process throughout and any question or query promptly answered. David and Lisa are amazing people to work more
Michelle Perrin
Michelle Perrin
09:28 17 Aug 19
My husband and myself have been dealing with David since our first property purchase in 2012. David has a vast amount of knowledge, has always put us at ease and answered our questions throughout the process. David is great to deal with, always goes above and beyond and we have already recommended him to several of our friends and family, one of which is nearing completion of their first home. Always fantastic service, highly recommend CIS Mortgage Adviceread more
Veronica Grosu
Veronica Grosu
09:36 12 Aug 19
Fantastic service from start to finish. David made it simple and effective for us. We are very happy with the outcome. I would definitely recommend!read more
09:23 18 Jul 19
David has been faultless from the beginning and helped me and my girlfriend out loads and without him we would not be moved into the house we are in now. He understands the difficulties of being a CIS worker with mortgages and gives you the best advice he can and is very quick on the ball at getting stuff sorted. My case I appointed him for was more complex than most I would say due to being self employed and having a limited company but he had no trouble with achieving me a great mortgage deal and borrowing amount with the information I gave him. It has been a pleasure to deal with david through buying this property and I shall definitely be using him on any future purchases or remortgages. Nothing was ever to difficult for him and he was always just at the end of the phone when you needed him even after his working hours he went above and beyond by helping me with help to buy more
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