Less than 3 years in the uk our advisors can help you find a mortgage
We specialise in Mortgage Advice for Subcontractors paid via the Construction Industry Scheme (CIS)
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Most buy to let mortgages are not regulated by the Financial Conduct Authority
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Adrian had lived in the UK for 18 months, working as a CIS carpenter.
He initially approached a major High Street bank for a mortgage, but was rejected instantly because he hadn’t lived in the UK for 3 years: the minimum required by most lenders to build up a credit history.
However, because he had a 10% deposit, our advisor was able to introduce Adrian to a bank willing to lend the rest of the money he needed to buy his first house.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Speak To An Expert
If you’re reading this as a Construction Industry Scheme (CIS) contractor, then you or your partner are probably struggling to find a mortgage right now. We can help.
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We Say Yes To CIS
We aim to provide advice to those with:
- Less than 1 year self-employed
- 5% Deposit
- Less than 3 years in the UK
- High day-rate with low net profit
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE