CIS Mortgage

Adrian had lived in the UK for 18 months, working as a CIS carpenter.

He initially approached a major High Street bank for a mortgage, but was rejected instantly because he hadn’t lived in the UK for 3 years: the minimum required by most lenders to build up a credit history.

However, because he had a 10% deposit, our advisor was able to introduce Adrian to a bank willing to lend the rest of the money he needed to buy his first house. 

Speak To An Expert

If you’re reading this as a Construction Industry Scheme (CIS) contractor, then you or your partner are probably struggling to find a mortgage right now. We can help.

We Say Yes To CIS

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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Less than 3 years in the uk our advisors can help you find a mortgage

We specialise in Mortgage Advice for Subcontractors paid via the Construction Industry Scheme (CIS)[/vc_column_text][/vc_column][vc_column width=”1/2″ css=”.vc_custom_1566918000464{margin-top: 0px !important;margin-bottom: 0px !important;background-color: rgba(161,46,160,0.9) !important;*background-color: rgb(161,46,160) !important;}”][vc_raw_html]JTNDc2NyaXB0JTIwc3JjJTNEJTIyaHR0cHMlM0ElMkYlMkZzdGF0aWMubGFuZGJvdC5pbyUyRmxhbmRib3Qtd2lkZ2V0JTJGbGFuZGJvdC13aWRnZXQtMS4wLjAuanMlMjIlM0UlM0MlMkZzY3JpcHQlM0UlMEElM0NkaXYlMjBpZCUzRCUyMmxhbmRib3QtMTU2NjkxNzQ4MjQ1MyUyMiUyMHN0eWxlJTNEJTIyd2lkdGglM0ElMjAxMDAlMjUlM0IlMjBoZWlnaHQlM0ElMjA2MDBweCUyMiUzRSUzQyUyRmRpdiUzRSUwQSUzQ3NjcmlwdCUzRSUwQSUyMCUyMHZhciUyMG15TGFuZGJvdEZyYW1lJTIwJTNEJTIwbmV3JTIwTGFuZGJvdEZyYW1lV2lkZ2V0JTI4JTdCJTBBJTIwJTIwJTIwJTIwY29udGFpbmVyJTNBJTIwJTI3JTIzbGFuZGJvdC0xNTY2OTE3NDgyNDUzJTI3JTJDJTBBJTIwJTIwJTIwJTIwaW5kZXglM0ElMjAlMjdodHRwcyUzQSUyRiUyRmxhbmRib3QuaW8lMkZ1JTJGSC0yNDUwNjMtUUFTM09DR1NZQ1Y0MThSWCUyRmluZGV4Lmh0bWwlMjclMkMlMEElMjAlMjAlN0QlMjklM0IlMEElM0MlMkZzY3JpcHQlM0U=[/vc_raw_html][/vc_column][/vc_row][vc_row gap=”20″][vc_column width=”3/4″][vc_row_inner][vc_column_inner][vc_column_text]Adrian had lived in the UK for 18 months, working as a CIS carpenter. He initially approached a major High Street bank for a mortgage, but was rejected instantly because he hadn’t lived in the UK for 3 years: the minimum required by most lenders to build up a credit history. However, because he had a 10% deposit, our advisor was able to introduce Adrian to a bank willing to lend the rest of the money he needed to buy his first house.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/4″ css=”.vc_custom_1565086414132{padding-top: 20px !important;}”][vc_row_inner css=”.vc_custom_1568030764042{margin-bottom: 40px !important;}”][vc_column_inner css=”.vc_custom_1568336008334{background-color: #064382 !important;}”][vc_column_text el_class=”sidebarcustom” css=”.vc_custom_1568030814793{padding-top: 20px !important;}”]Useful Links[/vc_column_text][bsf-info-box icon=”Defaults-external-link” icon_size=”32″ icon_color=”#ffffff” title=”CIS Scheme” read_more=”box” link=”url:%2Fcis-scheme%2F|title:CIS%20Scheme||” title_font_size=”desktop:18px;” title_font_color=”#ffffff”][/bsf-info-box][bsf-info-box icon=”Defaults-external-link” icon_size=”32″ icon_color=”#ffffff” title=”Contractor Mortgages” read_more=”box” link=”url:%2Fcontractor-mortgages%2F|title:Contractor%20Mortgages||” title_font_size=”desktop:18px;” title_font_color=”#ffffff”][/bsf-info-box][bsf-info-box icon=”Defaults-external-link” icon_size=”32″ icon_color=”#ffffff” title=”How Much Can I Borrow” read_more=”box” link=”url:https%3A%2F%2Fcismortgage.co.uk%2Fcontact-us%2F|title:First%20Time%20Buyer||” title_font_size=”desktop:18px;” title_font_color=”#ffffff”][/bsf-info-box][bsf-info-box icon=”Defaults-external-link” icon_size=”32″ icon_color=”#ffffff” title=”Case Studies” read_more=”box” link=”url:http%3A%2F%2Fcis.theleadenginedev.co.uk%2Fcase-study%2F|title:Case%20Study||” title_font_size=”desktop:18px;” title_font_color=”#ffffff”][/bsf-info-box][/vc_column_inner][/vc_row_inner][templatera id=”403″][/vc_column][/vc_row]