Caroline is a CIS Painter and Decorator, who received a mortgage offer with just a 5% deposit.
She had been an employed decorator for 3 years, but had recently decided to become self-employed, and all the banks she contacted told her they needed a 2-year self-employed trading history.
One of our specialist CIS mortgage advisors was able to find a lender who was happy to include the time Caroline had spent as an employee in a similar role, and she was able to buy her first home without her having to wait up to a year.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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We Say Yes To CIS
We aim to provide advice to those with:
- Less than 1 year self-employed
- 5% Deposit
- Less than 3 years in the UK
- High day-rate with low net profit