Mythbusting – Do I Need To Be Self Employed For 2 Years?
Mythbusting – Do I Need To Be Self Employed For 2 Years? At CIS Mortgage Advice, we could get you a much bigger mortgage from your CIS income by using your average daily income before tax. We’d like to dispel for you many of the myths we often hear about getting a mortgage for CIS […]
7 Step Plan To Get the Right Mortgage
Subby Tip #22 – 7 Step Plan To Get the Right Mortgage Here we’re going to show you our seven-step plan for securing you the right mortgage. Let’s start with some questions… Are you a CIS Subcontractor? Do you want a mortgage? Do you want that mortgage to be big enough to get you the […]
Are You As Well Prepared As You Can Be?
Subbie Tip #21 – Are You As Well Prepared As You Can Be? Are you mortgage ready? OK, we’re all busy people but there are some things that you just shouldn’t put off and getting all your paperwork together for your mortgage application is one of them! You need to get yourself ‘mortgage ready’ at […]
How Working In A Family Business Affects Your Mortgage Application
Subbie Tip #20 – How Working In A Family Business Affects Your Mortgage Application If you, or someone you know is a CIS subcontractor working for immediate family this is an important piece of advice and worth sharing to save problems for anyone looking for a mortgage. Not all mortgage applications specifically ask whether you […]
Have You Been In The UK Less Than 3 Years?
Subbie Tip #19 – Have You Been In The UK Less Than 3 Years? If you’re a CIS Subcontractor that’s worked in the UK for less than three years you may have been told by lenders and even mortgage brokers that you can’t apply for a mortgage; I’m here to tell you that simply isn’t […]
Case Study – Why It’s Important To Get The Right Lender
Subbie Tip #16 – Why It’s Important To Get The Right Lender This case study shows how important it is to choose the right lender when it comes to getting the right mortgage offer. A subcontracting electrician was recommended to meet with me recently following a disappointing meeting with another mortgage broker. My client had […]