Mortgage Calculator
Using a Mortgage Calculator | CIS Mortgage Advice How do you calculate what a CIS subcontractor can borrow? The way mortgage affordability is calculated for CIS mortgages is very different to the traditional approach for a self-employed mortgage. Most banks typically work out mortgage affordability based on the profit detailed on your self-assessment form. The […]
What’s the cost of remortgaging?
Remortgaging is something most people do to save themselves some money, but does it cost to remortgage? And if so, how much? Well, there are a number of factors when it comes to remortgaging, so it’s important that you know the costs so that you can work out if it’s worth it for you. Early […]
How can I find what my house is worth?
When thinking about moving home, you will understandably want to know how much your current house is worth. This will ensure you don’t short change yourself when putting it up for sale. But how can you find out what your house is worth? Well, there are a number of things you can do: #1: Find […]
Can I Move Home In The Middle Of A Fixed Term Mortgage Deal?
When moving home, you don’t always need to search for a new mortgage provider. In some cases, you might be able to ‘port your mortgage,’. This is where you transfer your current mortgage to your new property. Is Porting Your Mortgage Right For You? The option is certainly attractive, as by porting your mortgage, you […]
Understanding Different Types Of Mortgages
With different mortgage types to choose from, it can be difficult to find the right one for your particular set of circumstances. Repayment Mortgage vs Interest-Only Mortgage When choosing a mortgage, you might be offered either of these options when looking at the different ways you can repay your mortgage. When choosing a repayment […]
How often should I review my mortgage?
When it comes to your mortgage, it pays to shop around. So if your fixed term is about to expire, or if you are struggling with your current mortgage repayments, it might be in your best interest to consider a change of mortgage deal. When to review your mortgage While it might be that your […]