Adrian had lived in the UK for 18 months, working as a CIS carpenter.
He initially approached a major High Street bank for a mortgage, but was rejected instantly because he hadn’t lived in the UK for 3 years: the minimum required by most lenders to build up a credit history.
However, because he had a 10% deposit, our advisor was able to introduce Adrian to a bank willing to lend the rest of the money he needed to buy his first house.
We specialise in Mortgage Advice for Subcontractors paid via the Construction Industry Scheme (CIS)
Adrian had lived in the UK for 18 months, working as a CIS carpenter.
He initially approached a major High Street bank for a mortgage, but was rejected instantly because he hadn’t lived in the UK for 3 years: the minimum required by most lenders to build up a credit history.
However, because he had a 10% deposit, our advisor was able to introduce Adrian to a bank willing to lend the rest of the money he needed to buy his first house.
0800 030 6705
info@cismortgage.co.uk
