Adrian had lived in the UK for 18 months, working as a CIS carpenter.
He initially approached a major High Street bank for a mortgage, but was rejected instantly because he hadn’t lived in the UK for 3 years: the minimum required by most lenders to build up a credit history.
However, because he had a 10% deposit, our advisor was able to introduce Adrian to a bank willing to lend the rest of the money he needed to buy his first house.