Learn More about CIS Mortgages

We specialise in Mortgage Advice for Subcontractors paid via the Construction Industry Scheme (CIS)

Our service commitment to you

Our experienced team of mortgage advisors will make home buying as easy as ABC

Free ‘no obligation’ assessment

It all starts with a chat to one of our friendly mortgage advisors. You will receive an initial indication of how much you can borrow when factoring all you financial and lifestyle circumstances. With your permission they can also obtain a provisional mortgage acceptance.

Apply for a mortgage

So you’ve now got an offer accepted on your dream home. Your mortgage advisor will discuss you mortgage options then apply for the mortgage. Rest assured they will liaise with the lender, seller and solicitor to make the entire process stress free.

Collect the Keys

The wait is over. You’re now ready to move in to your new home. Your mortgage advisor will make sure that you are informed about all the ways to financially protect yourself, home and income.

Useful Links

CIS Scheme

Contractor Mortgages

How Much Can I Borrow

Case Studies

We Say Yes To CIS

Less than 1 year self-employed

5% Deposit

Less than 3 years in the UK

High day-rate with low net profit

CIS Mortgage Advice

5.0

Becca larkin

11:19 18 Oct 19

If you are thinking about using CIS mortgage, 100% do it! I can't explain how happy my partner and I are with the service. After seeing a previous mortgage adviser who told us we couldn't get a mortgage, David, within days got us a mortgage. So pleased with the outcome and it was so refreshing to speak to someone who completely understands CIS through and through. Amazing!!!read more

Ruaridh black

13:56 24 Aug 19

Went directly to a bank for a mortgage with my cis statements and they didn't even consider giving us the mortgage. Me and my wife were gutted as it was our dream home and one we could start a family in together. Thanks to David here we managed to get a mortgage and got the house we wanted! We are now expecting our our first child and in our dream home! Wouldn't have been possible to get the house/mortgage without them so very appreciative. Fast and professional and would recommend them to anyone who works under the CIS payment scheme and are self employed.read more

P. Jiten

09:56 17 Aug 19

For CIS self employed people this is the best company in UK. Got mortgage in principle certificate after submitting required documents and mortgage approved in 10 days after submitting file. Hassle free process throughout and any question or query promptly answered. David and Lisa are amazing people to work with.read more

Michelle Perrin

09:28 17 Aug 19

My husband and myself have been dealing with David since our first property purchase in 2012. David has a vast amount of knowledge, has always put us at ease and answered our questions throughout the process. David is great to deal with, always goes above and beyond and we have already recommended him to several of our friends and family, one of which is nearing completion of their first home. Always fantastic service, highly recommend CIS Mortgage Adviceread more

Veronica Grosu

09:36 12 Aug 19

Fantastic service from start to finish. David made it simple and effective for us. We are very happy with the outcome. I would definitely recommend!read more

Rob

09:23 18 Jul 19

David has been faultless from the beginning and helped me and my girlfriend out loads and without him we would not be moved into the house we are in now. He understands the difficulties of being a CIS worker with mortgages and gives you the best advice he can and is very quick on the ball at getting stuff sorted. My case I appointed him for was more complex than most I would say due to being self employed and having a limited company but he had no trouble with achieving me a great mortgage deal and borrowing amount with the information I gave him. It has been a pleasure to deal with david through buying this property and I shall definitely be using him on any future purchases or remortgages. Nothing was ever to difficult for him and he was always just at the end of the phone when you needed him even after his working hours he went above and beyond by helping me with help to buy also.read more

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