We say ‘YES!’ to CIS
Although we can’t guarantee you’ll get a mortgage, we are proud that we have helped 100’s of CIS contractors buy their dream home since 2010.
For our clients, the following circumstances are normal:
✅ Less than 1 year self-employed
✅ 5% deposit
✅ Less than 3 years in the UK
✅ High day-rate but low net profit
As long as you are on the CIS Scheme, and have 3 months’ worth of continuous payments and a good credit record, then we can help you get a mortgage offer based on your average day-rate.
Don’t worry if you’ve even had a few minor credit blips in the past; or have yet to complete your first self-assessed tax return: we can still help!